The Not.YourRealtor blog

Life after closing, explained

Plain-English lessons on escrow, PMI, property taxes and everything nobody explained at closing, from someone who worked on the servicing side for over a decade.

Escrow

Why Did My Mortgage Payment Go Up? Escrow Shortages, Explained

Your mortgage payment went up and you didn't change anything? A former loan servicing supervisor explains escrow shortages, your rights, and how to keep one small.

November 13, 2026 · 6 min readRead →
PMI

How to Get Rid of PMI (and Stop Paying It Sooner)

Private mortgage insurance doesn't have to last forever. Learn the 80% and 78% rules, what your servicer needs from you, and how to remove PMI sooner.

November 13, 2026 · 5 min readRead →
Property taxes

Homestead Exemptions: The Property Tax Break New Homeowners Miss

Many states lower property taxes on your primary home, but you often have to apply. Here's what a homestead exemption is, why new homeowners miss it, and how to check.

November 13, 2026 · 4 min readRead →